Best Bank Bonuses July 2026
Find the best bank account sign-up bonuses available in July 2026. We track checking and savings account bonuses from Chase, Citi, Capital One, and more. Updated weekly with verified requirements.
10
Active Bonuses
$2,150
Total Available
$300
Highest Bonus
5/5
Checking/Savings
Top Bonuses for July 2026
S
SoFi
SoFi Checking & Savings
$300
Checking
💵$5,000+ direct deposit
✓No monthly fee
A
American Express
American Express High Yield Savings
$300
Savings
💰$25,000 deposit for 90 days
✓No monthly fee
C
Capital One
360 Checking
$250
Checking
💵$250+ direct deposit (2x)
✓No monthly fee
A
Ally Bank
Ally Interest Checking
$250
Checking
💵$1,500+ direct deposit
✓No monthly fee
C
Capital One
360 Performance Savings
$200
Savings
💰$10,000 deposit for 90 days
✓No monthly fee
D
Discover Bank
Discover Online Savings
$200
Savings
💰$15,000 deposit for 30 days
✓No monthly fee
Checking Account Bonuses
S
SoFi
SoFi Checking & Savings
$300
Checking
💵$5,000+ direct deposit
✓No monthly fee
C
Capital One
360 Checking
$250
Checking
💵$250+ direct deposit (2x)
✓No monthly fee
A
Ally Bank
Ally Interest Checking
$250
Checking
💵$1,500+ direct deposit
✓No monthly fee
B
Bank of America
Bank of America Advantage Plus
$200
Checking
💵$2,000+ direct deposit (2x)
📋$12/mo fee (waivable)
ChexSensitive
D
Discover Bank
Discover Cashback Debit
$200
Checking
💵$1,000+ direct deposit
✓No monthly fee
Savings Account Bonuses
A
American Express
American Express High Yield Savings
$300
Savings
💰$25,000 deposit for 90 days
✓No monthly fee
C
Capital One
360 Performance Savings
$200
Savings
💰$10,000 deposit for 90 days
✓No monthly fee
D
Discover Bank
Discover Online Savings
$200
Savings
💰$15,000 deposit for 30 days
✓No monthly fee
A
Ally Bank
Ally Online Savings
$150
Savings
💰$10,000 deposit for 90 days
✓No monthly fee
M
Marcus by Goldman Sachs
Marcus High-Yield Savings
$100
Savings
💰$10,000 deposit for 90 days
✓No monthly fee
Tips for July 2026
- 1.Check expiration dates - some bonuses end mid-month
- 2.Set up direct deposit early to meet requirements on time
- 3.Stack checking + savings bonuses at the same bank when available
- 4.Keep accounts open for required period to avoid early termination fees